Your Credit Recovery Partner
Transform Your Credit, Transform Your Life
I'm Hermine Tschouldjian, and I know what it's like to face financial hardship. After my ex-husband left me with $150,000 in debt, bankruptcy, and two young daughters to support, I rebuilt my life from zero. Now I help others do the same.
Most see results in under 90 days • Affordable pricing • No hidden fees
"I've been where you are. I know the stress, the shame, the feeling that you'll never get ahead. But I'm here to tell you: there is hope."
My Story
Eight years ago, I was drowning. My ex-husband had pulled $150,000 from my credit cards, promising to buy us a house. Instead, he disappeared, leaving me with two young daughters, no car, no money, and a credit score of 500.
I worked three to four jobs at once, saved $30,000 in cash, and Ubered to a BMW dealership. They told me I was "at the wrong dealership" and needed to go to Honda or Kia. I refused to leave without a safe car for my girls. They made me put $25,000 down and charged me 20% interest. Nobody should ever have to go through that just to have a vehicle for their family.
I filed bankruptcy and paid $5,000 to clean my credit. I learned the hard way that credit repair is often overpriced. I learned the process inside and out, and now I offer it at a price people can actually afford.
I'm not just a credit repair specialist. I'm someone who's lived through the struggle and came out stronger. I understand the stress of wanting to buy a home or car, the weight of financial hardship, and what it takes to rebuild. You're not alone anymore.
Comprehensive Credit Repair Services
Affordable, effective credit repair that works for real people with real budgets. Every case is unique, and pricing is tailored to your specific situation.
What's Included
- All three credit bureaus addressed
- Direct creditor disputes
- Late payment removal
- Account history preservation when beneficial
- Bankruptcy assistance
- Student loan disputes
- Repossession disputes
- Personalized strategy for your situation
- Ongoing support throughout the process
"I offer services at a price people can actually afford. This isn't about getting rich—it's about helping people rebuild their lives."
— Hermine Tschouldjian
How It Works
A straightforward process designed to get you results quickly, without the runaround or endless delays.
Review Your Credit
We sit down together and go through your full credit report from all three bureaus. You tell me what accounts you want to keep, what you want removed, and what matters most to you.
Build Your Strategy
I create a customized dispute plan targeting late payments, collections, charge-offs, bankruptcies, student loans, and more. Every case is unique, and I treat it that way.
File Disputes Immediately
Unlike others who go to bureaus first, I hit everyone at once—Experian, TransUnion, Equifax, and the creditors. One comprehensive push to get results fast.
Track Your Progress
Most people see results in under 90 days, with some seeing changes in as little as 10-45 days. I follow up with bureaus regularly and keep you updated every step of the way.
What Makes My Approach Different
All-at-Once Strategy
I don't wait. I dispute with bureaus and creditors simultaneously for faster results.
Personal Attention
You're not a number. We review your credit together and make decisions as a team.
Affordable Pricing
No $20K fees. I charge what real people can afford because I've been there.
Real Experience
I rebuilt my own credit from 500 to excellent. I know this process inside and out.
Real People, Real Results
These aren't made-up stories. These are real clients who trusted me with their financial future—and got their lives back.
"Hermine saved me thousands. Other people wanted $15,000 to $20,000. She offered me affordable pricing and got everything removed in 30 days. I finally bought my first home."
Armen K.
"I had a Lamborghini lease I couldn't pay, student loans that weren't even mine, and late payments everywhere. Hermine cleaned it all up. My credit went from 520 to 720."
Sona M.
"I was told I'd never get a car loan with my credit. Hermine worked with me, explained everything, and within 2 months I was approved for a BMW. She finally gave me hope and a new start."
Raffi T.
Join the dozens of clients who've rebuilt their credit and reclaimed their financial freedom with CreditRepairLA.
Ready to Transform Your Credit?
You don't have to face this alone. Let's talk about your situation and create a plan that works for you.
Book a Call
Schedule a free consultation to discuss your credit situation and get a personalized plan.
Message Me
Prefer to text or message? Reach out directly and I'll respond as soon as possible.
"I remember what it felt like to be desperate, to feel like no one understood. I'm here to listen, to help, and to walk with you through this journey. Your fresh start begins today."
— Hermine Tschouldjian